HealthFlo operates in
Chennai Benguru Hyderabad Coimbatore Andhra Pradesh Karnataka

Neo Guardian OS • AI-First Healthcare

Next-gen healthcare without friction.

Real-time coverage clarity, AI-prepared cashless, guided claims, transparent packages, home tests, medicines, and hospital RCM — unified into one futuristic healthcare operating system.

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Neo Guardian OS HealthFlo Neo Guardian OS dashboard

Explore the Patient OS

Everything you need for care, insurance, cashless, diagnostics, medicines and support — unified into one operating system.

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Coverage Decoder

Upload your insurance policy → get instant room caps, co-pay, waiting period & exclusions in simple words.

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Cashless & Claims

AI-prepared pre-auths, claim tracking, escalation templates & guidance until settlement.

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Hospital Finder

Find accredited hospitals nearby with transparent packages, tariffs & coverage match.

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Home Tests

Certified partner labs. 7AM–8PM slots. 30–40% discounted packages.

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Medicines

Genuine medicines from partner hospital pharmacies delivered the same day.

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0% EMI & Finance

Zero-cost EMI for procedures (3–9 months). Instant screening with minimal documents.

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Need help deciding?

Ask the Copilot for coverage clarity, packages, hospitals, claims or next steps.